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It is not always that one gets to see a mountain slope that is covered with all sorts of flowers, some of them I can't even pronounce, but what a stunning view it is.  I instantly thanked the Creator for giving humans such lovely forms of nature upon seeing that breathtaking sight.  This is what welcomes guests upon arriving at Northern Blossom up in the mountain of Atok, Benguet.   Location of  Northern Blossom: Northern Blossom is located up in Barangay Sayangan, in Atok, Benguet, along the Halsema Highway.   Halsema is that highway that you'd come out of Baguio through until the Municipality of Atok. It is a particularly great ride if your favorite cruising songs are playing in the background and you are overlooking a tranquil mountainside in the early morning with faint sunrise lighting up the early dawn.  And the cold morning breeze envelopes your face...you'd wish the journey would be neverending. Entrance Fee to Northern Blossom: Adults - P250 - inclusive of brewed n

I want to share these tips with you guys so that we will all learn to be financially prepared for emergency situations just like what we are experiencing now, which is the covid pandemic.  Emergency situations may also be calamities like a typhoon, volcanic eruption where people need to go to evacuation centers, loss of job, illness, sudden death of a provider and of course recession.  So here they are: 1.  Always have cash on hand💲 -  Always keep enough cash, in small bills, which you can use immediately.  Maybe P2,000 to P5,000 will suffice.  You will never know when something will strike and you will need cash as you may not have time to go to the bank.  Your COH will be a great help.    2.  Have an Emergency Fund -  Your emergency fund will be useful when you will find yourself in situations like calamities, sudden death in the family, illness, pandemic, etc.  You will need some working cash while your family waits for assistance, etc.  You don't want to borrow money from re